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Irish State Savings Calculator
Calculate tax-free returns across Savings Certificates, Savings Bonds, and National Solidarity Bonds. Guaranteed 100% by the State of Ireland.
1 year5 years10 years
Returns on Irish State Savings are 100% tax-free (0% DIRT). Minimum investment €50, maximum €120,000 per individual per issue.
Total Net Payout (100% Tax-Free)
€20,600
Net Growth €600 · DIRT Tax Paid €0
Capital Growth Chart
Year 1Year 5
Compared to taxable bank deposits (33% DIRT)
A standard bank deposit would require a gross rate of 0.88% AER to match this tax-free yield.
© savingscertificates.eu — Informational simulator, not financial advice Source: NTMA / State Savings Ireland